BUILD CREDIT

There is an old saying “You have to play if you want to score” and the same holds true for building credit. When you apply for a credit card or take out a loan, the lender will check your credit report and credit score to learn about how you've managed credit in the past. If you have a long history of effectively managing credit and making payments on time, you're more likely to get approved and get the lowest rates; however, if you don’t have a payment history – you’ll likely be denied or receive a higher interest rate. The offers below are designed to help you build credit even if you have a poor credit history, no credit history or a low credit score.

Get approved today and start building your credit with a wide variety of secured and unsecured credit cards!

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The Milestone card enables you to enjoy the benefits of a Mastercard without the need for a security deposit. Whether you have less than perfect credit, or even a prior bankruptcy, the Milestone Mastercard is for you.

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RentReporters verifies and reports up to 2 years of past payment history of your rent, which on average results in an immediate score increases of 40 points. Rent is often your largest expense so don’t let it go unreported.

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The Indigo Platinum Mastercard is specifically designed for those with less than perfect credit. As an added plus, your monthly Indigo card payments are reported to all three major credit bureaus, which can help build a positive payment history.

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Get your FICO® Score & Start Improving your Credit Instantly. 100% Free! New Credit Scores Take Effect Immediately. Increase Your FICO® Score.

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It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

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Get Back on Track With FIT Mastercard. Free credit score by signing up for electronic statements. Free automatic account reviews for credit limit increases. $0 fraud liability for unauthorized charges.

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Some Offers may be paid advertisements. By applying for any offers shown you understand that Legacy Credit Plus may receive compensation.

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Legacy for Life, LLC is the proud owner of this website. Atlanta, GA 30308

Under federal law you have the right to receive a Credit Report from each of the three nationwide consumer reporting agencies once every 12 months. A Credit Score is not included.

IMPORTANT: Legacy Credit Plus is not a credit repair service organization. We do not claim to fix your credit as we are a self-help software.

You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor a credit repair company or credit repair organization has the right to have accurate, current and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported up to 10 years. Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur. You may, on your own, notify a credit bureau in writing that you dispute that accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau. If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.

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